.terms-layout{display:grid;gap:32px;align-items:flex-start}.terms-toc{order:-1}.terms-toc-inner{padding:20px;border-radius:12px}.terms-toc-title{font-family:var(--font-serif);font-size:var(--font-size-lg);margin-bottom:12px}.terms-toc-list{font-size:var(--font-size-sm);display:flex;flex-direction:column;gap:6px;margin-bottom:16px}.terms-toc-list a{color:var(--color-text-muted)}.terms-toc-list a:hover{color:var(--color-accent-gold)}.terms-toc-cta .btn{width:100%;justify-content:center}.terms-content{display:flex;flex-direction:column;gap:32px}.terms-section h2{font-size:var(--font-size-2xl);margin-bottom:12px}.terms-section p{max-width:none}.terms-list{margin-top:8px;margin-bottom:16px;display:flex;flex-direction:column;gap:6px;padding-left:0}.terms-list li{font-size:var(--font-size-sm);color:var(--color-text-muted)}.terms-contact-cta{margin-top:8px}.terms-contact-cta .btn{margin-top:4px}@media(min-width:960px){.terms-layout{grid-template-columns:minmax(0,0.9fr)minmax(0,1.6fr);gap:40px}.terms-toc{position:sticky;top:calc(var(--header-height) + 24px);order:0}.terms-toc-inner{padding:24px}.terms-content{gap:40px}}